1. APPLICATION OF THESE TERMS
(a) Welcome to Broker Ideas Group. These terms and conditions (Terms) apply when you:
(i) use this website and any other website that we own (including websites with the same domain name and different extensions) (Website);
(ii) engage with any of the materials, resources, software, tools or content that you can access through the Website or that we otherwise provide to you, including free and paid materials (Materials);
(iii) undertake any courses, webinars, seminars, memberships, coaching programs or other programs that we offer (Programs);
(iv) access any of our groups, communities or communication channels (Groups); or
(v) use any digital tools, software applications, AI-powered services, automated systems or related technology that we make available (Tools),
collectively referred to in these Terms as our “Services”.
(b) Participation in certain Programs may be subject to an application, interview, suitability assessment or other enrolment process. We reserve the right, in our absolute discretion, to accept or decline participation in any Program.
(c) By using our Services, you agree to form the binding contractual agreement set out in these Terms as between you and us, JMV APS Pty Ltd as trustee for JMV APS Trust ABN 12 648 515 946 trading as Broker Ideas Group (Broker Ideas Group, our, we or us).
(d) These Terms apply to the extent you access each type of our Services. Your participation in any particular Service may require you to agree to additional commercial and legal terms which will be provided to you prior to participation and will form part of these Terms and prevail over these Terms to the extent of any inconsistency.
(e) We may update these Terms from time to time to reflect changes to our Services, operations, legal requirements or business practices. The latest version will be available on our Website. Continued use of our Services following an update constitutes acceptance of the updated Terms.
(f) Where we use defined terms in these Terms, these defined terms have the same meaning give to them in the Particulars of Agreement unless otherwise indicated. If there is inconsistency in these terms, the Particulars of Agreement prevail.
(g) Where we use the word “You” that is a reference to the named individual in the Particulars of Agreement. Where the Particulars of Agreement have both a named individual and a named entity, then You means both of them, jointly and severally.
2. YOUR OBLIGATIONS
(a) (Right to Access) You must not use our Services if you:
(i) are under the age of 18 years old; or
(ii) have previously been suspended or prohibited from using our Services.
(b) (Compliance with Terms and laws) You must only use our Services in accordance with these Terms and any applicable laws, and you must ensure that your employees, sub-contractors and any other agents who use or access our Services comply with these Terms and any applicable laws.
(c) (Program Attendance and Participation) If you enrol in a Program that requires attendance at scheduled times (whether online or in-person), you are responsible for ensuring that you attend the Program on time and you are ready to participate to maximise the benefit of the Program for you.
(d) (Acceptable Community Behaviour) If you participate in a Program or access a Group, you must always behave in a manner that is courteous and respectful of other participants. You must not sell any products or services to other participants unless invited to do so in writing by us. You must not engage in any behaviour that could be dangerous, offensive, disruptive or inappropriate for other participants. You must not spam, solicit money from, defraud, bully, stalk, intimidate, assault, harass, mistreat, impersonate or defame any person or participant. You must not upload, share, disclose or distribute information that you do not have the authority to disclose, including confidential, personal or proprietary information belonging to another person or organisation. You must not misuse any tools, platforms, communities or technology made available as part of our Services. We reserve the right to require you to leave a session, remove access to a Group or Service, and/or refuse future participation in our Services. If this occurs and you have paid for Services that you have not yet received, we will not provide a refund.
(e) (Acceptable Group Usage) If you are given access to a Group, you must only use it for the purpose of business discussion, training and networking. Posting any content that violates or infringes anyone's rights, or that contains political information, religious views, offensive material, MLM promotion, commercial advertisements, affiliate links and other forms of solicitation is banned. If conduct is deemed to be unacceptable and is not corrected after notice, we reserve the right to cancel your access.
(f) (Named Participant) Participation in any of our Programs including attendance at any online or in-person events is for the person specified at the time of purchase (Named Participant). Any changes to the Named Participant, including the addition of a business partner must be approved and confirmed in writing by an authorised Broker Ideas Group employee. Approval may be withheld at our absolute discretion. Where we do consent to an additional person being added as a Named Participant, additional fees may apply.
(g) (Confidentiality) Any information you receive from us that is confidential in nature and not publicly available must be kept confidential. You must not disclose such information to third parties except where required by law, where we provide written permission, or where disclosure is to your employees, contractors or other internal team members solely for the purpose of implementing ideas, strategies or materials from a Program into your business. Login credentials provided to access any Program or platform are confidential and must not be shared with others.
(h) (Accuracy of Information) For us to provide the best service to you and to maintain the integrity of our community, any information you provide to us or to other participants when you use our Services must be accurate, correct and up to date to the best of your knowledge. Furthermore, if you participate in a Program that involves coaching sessions, we ask that the information provided by you is as complete as possible.
(i) (Assessments and Profiling) Some Programs may include or require completion of behavioural assessments or profiling tools, including DISC assessments, as part of onboarding or program delivery. Where you request or authorise assessments for your team members, you warrant that you have obtained all necessary consents for those individuals to participate and for their assessment results to be shared with us for the purposes of service delivery. Assessment results and related reports are handled in accordance with our Privacy Policy.
(j) (Consent To Being Recorded) Programs, sessions, workshops, webinars and events may be recorded. By participating in a Program, you acknowledge that recordings may occur and may be used by us for educational, training, promotional, administrative and related business purposes. Further information regarding recordings and the handling of personal information is set out in our Privacy Policy.
(k) (Enabling Delivery) If you purchase any hard copy Materials that require delivery to you, you are responsible for ensuring that you provide accurate delivery details and are available to accept the Materials upon delivery. If you encounter any issues with delivery, please contact us through the functionality on the Website and we will endeavour to resolve the issue for you.
(l) (General) You must not:
(i) copy, mirror, reproduce, translate, adapt, vary, modify, sell, decipher or decompile any part or aspect of the Services without the express consent of Broker Ideas Group;
(ii) use, or attempt to use, the Services in a manner that is illegal or fraudulent or facilitates illegal or fraudulent activity;
(iii) use, or attempt to use, the Services in a manner that may interfere with, disrupt or create undue burden on the Website or the servers or networks that host the Website;
(iv) use the Services with the assistance of any automated scripting tool or software;
(v) use the Services or Website for any illegal and/or unauthorised use which includes collecting email addresses of Members by electronic or other means for the purpose of sending unsolicited email or unauthorised framing of or linking to the Website;
(vi) act in a way that may diminish or adversely impact the reputation of Broker Ideas Group;
(vii) attempt to breach the security of our Services, or otherwise interfere with the normal functions of the Services, including by gaining unauthorised access, scanning, probing, overloading or submitting a virus to the Website; or
(viii) use, extract, scrape, harvest, download, index, reproduce or systematically collect Content, materials, data, resources, prompts, outputs or other information from the Services for the purpose of building, training, fine-tuning, improving or operating any artificial intelligence system, database, competing product or service without our prior written consent.
(m) (Reporting Misuse or Errors) If you become aware of any misuse of the Services by any person, any errors in the Services or any difficulty in accessing or using the Services, please contact us immediately using the contact details on our Website.
3. PAYMENT
Some of our Programs will attract a fee (Payment). All Payments must be paid in accordance with the payment terms advised for the relevant Program. We reserve the right to suspend your access to a Program if your payments are not up to date.
Certain Programs may require an application fee, deposit, enrolment fee or other upfront payment. The amount, purpose, treatment and refundability of any such payment will be communicated at the time it is requested.
Unless otherwise stated, Payments are non-refundable except where required by law.
4. MEMBERSHIP AND RECURRING PAYMENTS
(a) Some of our Programs are membership-based and involve a regular payment (Recurring Payment). Where there is a Recurring Payment, this will be advised prior to participation and a minimum amount payable will be specified (Minimum Cost). For Recurring Payments, payment details will be stored securely by our third-party payment provider, and debited at the frequency indicated. Should your payment method expire or become invalid, you are required to provide updated payment details.
(b) Some of our Programs may have a minimum term which will be specified prior to participation (Minimum Term). After the Minimum Term your access to the Program will automatically continue with the Payment due at the same frequency, until it is cancelled in accordance with clause 13(b). After the Minimum Term the Payment may be revised. We will advise you of any changes to the Payment with 30-days written notice.
5. INFORMATION PROVIDED THROUGH OUR SERVICES
(a) While we make every effort to ensure that the information provided through our Services is as up-to-date and accurate as possible, you acknowledge and agree that we do not (to the maximum extent permitted by law) guarantee that:
(i) the Services will be free from errors or defects;
(ii) the Services will be accessible at all times;
(iii) messages sent through the Website will be delivered promptly, or delivered at all;
(iv) information transmitted, received or stored through the Services will be secure; or
(v) any information provided through the Services is accurate or true.
(b) We reserve the right to change any information or functionality of the Services by updating the Website at any time without notice, including product descriptions, prices and other content.
(c) We reserve the right to revise the content of a Program, cancel or reschedule part of a Program or to make other changes to a Program as reasonably required over time.
(d) The Services may contain links and references to other websites that are not our responsibility. We do not endorse and we have no control over the content of the linked websites and references and we are not responsible for them.
6. AI-POWERED SERVICES & TOOLS
Some of our Services may incorporate artificial intelligence, automation systems, AI-assisted technologies or related software tools (AI Tools). AI Tools may be used to assist with communication, support, education, analysis, content generation, recommendations, summaries, planning, workflow development, resource creation and other aspects of our Services.
You acknowledge that AI Tools may generate outputs, recommendations, summaries, resources, insights or other materials based on information provided by you or otherwise available through our Services. While we may use reasonable efforts to improve the quality and usefulness of AI Tools and their outputs, we do not guarantee the accuracy, completeness, reliability, suitability or fitness for any particular purpose of any AI-generated output. AI-generated outputs may contain inaccuracies, omissions or unintended results. You remain responsible for assessing, verifying and determining the suitability of any information, recommendation, output or material generated through AI Tools before relying on or acting upon it.
AI Tools are provided as part of our Services and may be modified, enhanced, suspended or discontinued at any time without notice.
You may use outputs, reports, summaries, resources, recommendations and other materials generated through AI Tools in connection with your personal, professional or business activities. Broker Ideas Group retains ownership of its underlying methodologies, frameworks, systems, prompts, templates, content and intellectual property used in connection with AI Tools and the Services. Nothing in these Terms transfers ownership of Broker Ideas Group's intellectual property to you.
7. ISSUES AND REFUNDS
If you encounter any issues with our Services, please contact us through the functionality on our Website and we will endeavour to resolve the issue. You must not attempt to initiate legal proceedings before complying with this issue resolution process. If you have paid for a Service, and there has been a failure of the Service to meet the Consumer Guarantees of the Australian Consumer Law, we will be happy to provide you a replacement or refund (in our discretion).
8. INTELLECTUAL PROPERTY
The Website, the Services and all related content, materials, resources, systems, tools and products provided by Broker Ideas Group are protected by intellectual property laws, including copyright laws in Australia and internationally. Unless otherwise indicated, all rights (including copyright and other intellectual property rights) in the Services and related content are owned or controlled by Broker Ideas Group or its contributors and licensors. This includes, without limitation, text, graphics, logos, branding, videos, recordings, templates, frameworks, methodologies, resources, software, systems, prompts, workflows, educational materials and other content made available through the Services.
Broker Ideas Group retains ownership of all Intellectual Property Rights in the Services and anything provided to you in connection with the Services (including content, materials, text, spreadsheets, graphics, logos, design, icons, images, sound and video recordings, pricing, downloads, software, templates, frameworks, methodologies and other materials provided through the Services) (Content).
You may make a temporary electronic copy of all or part of the Content for the sole purpose of viewing it. You must not otherwise reproduce, transmit, adapt, distribute, sell, modify, publish or commercially exploit the Content without our prior written consent or as permitted by law.
Furthermore, video files may not be downloaded from our websites.
9. PRIVACY
Our collection, use, disclosure and storage of personal information is governed by our Privacy Policy, which can be found at: https://brokerideasgroup.com.au/privacy/
The privacy of our team is important to us and we respect their right to separation of work and personal matters. We ask that you respect this right too. Any communication with Broker Ideas Group employees must be through official channels, namely Broker Ideas Group emails and phone numbers, our Website, a Group or directly during in-person and online sessions and events that are part of one of our Programs. Messages or communication received via other channels (including but not limited to Messenger, LinkedIn, Twitter and employees’ personal phone numbers and emails) will not be responded to.
10. CONFIDENTIALITY
Any information you provide to us that is confidential in nature and not publicly available will be kept confidential by us. We will not disclose such information to third parties except where required by law, where you provide permission, or where disclosure is reasonably necessary for the delivery of our Services. This may include disclosure to our employees, contractors, professional advisers and service providers, including technology, cloud, communication, automation and AI providers used in connection with our Services. The collection, use, disclosure and handling of personal information is further governed by our Privacy Policy.
11. DISCLAIMERS, LIABILITY AND INDEMNITY
(a) We provide support, guidance and tools to assist you to set goals, determine priorities and achieve results, but any decision you make or action you take, and the consequences that flow from such decisions and actions, is your sole responsibility. You acknowledge and agree that:
(i) any business endeavour has inherent risk for loss of capital. Broker Ideas Group makes no express or implied claims that you will make money as a result of using our Services.
(ii) Broker Ideas Group is not responsible for any success or failure that you or your business may experience as a result of any information provided. You freely and of your own will risk all capital you may choose to spend implementing concepts outlined through our Services.
(iii) our Services do not in any way constitute a promise or guarantee of results or future earnings.
(b) Our Services are intended for educational, informational and coaching purposes only. Nothing provided through our Services constitutes financial, legal, accounting, tax, medical or other regulated professional advice. You should seek independent professional advice before acting on information provided through our Services where appropriate.
(c) Tools provided as part of our Services (such as spreadsheets or calculators) are intended to serve as a starting point only. They should be carefully considered and tailored to meet your specific commercial requirements and circumstances. We recommend that you seek professional advice to ensure that use of any tools is suitable for your specific situation.
(d) We make no warranties or representations about our Content and (to the maximum extent permitted by law) we will not be responsible to you or any third party for any direct or consequential loss suffered in connection with the use of our Services and Content. To the maximum extent permitted by law, we exclude any liability that may arise due to your use of our Services. You indemnify us for any loss or liability arising out of your use of our Services.
(e) Broker Ideas Group does not accept responsibility for loss or damage to computer systems, mobile phones or other electronic devices arising in connection with use of the Services. You must take your own precautions to ensure that the process that you employ for accessing the Service does not expose you to risk of viruses, malicious computer code or other forms of interference.
12. IN-PERSON EVENTS
Some Programs may include access to an in-person event, while other events may be offered separately or require the purchase of an additional ticket. Any inclusions, event fees and participation requirements will be advised prior to registration.
Unless expressly stated otherwise, flights, accommodation, meals, drinks, transport, travel insurance and all other expenses associated with attending an in-person event are your responsibility.
You acknowledge that circumstances may arise which require us to change event dates, locations, schedules, speakers, formats or other event details. Where reasonably necessary, we reserve the right to postpone, reschedule, relocate, modify or cancel an event, or to provide a virtual or live-streamed alternative experience. Except as required by law, any costs, losses or expenses incurred by you as a result of such changes, including travel or accommodation costs, remain your responsibility.
13. TERMINATION
(a) (Termination during the Minimum Term) During the Minimum Term you may not suspend or cancel your membership, and no refunds will be given. During the Minimum Term we reserve the right to assess your membership in cases of extenuating and/or extraordinary circumstances and if an early termination is agreed upon by both parties in writing, a contract exit fee will be charged and payable to us within 7-days (Contract Exit Fee).
(b) (Termination after the Minimum Term) After the minimum term, you or we may terminate the agreement for convenience and cancel your membership by providing at least 10-days written notice to the other party. Any Payments already made are non-refundable and we will continue to provide the Services up until the date to which you are paid. Suspensions are not possible as we have limited capacity in our Programs. To cancel your membership send us an email at least 10-days prior to your next payment date. We will then reply to confirm, and your membership will be cancelled at the end of your payment cycle.
(c) (Termination for breach) We may terminate at any time without notice if you engage in a serious or material breach of this agreement or if you breach clause 2(g) (Confidentiality) or breach clause 8 (Intellectual Property). If you or we breach any term of this agreement, the other party may give notice requiring that party to rectify the breach. If the notified party fails to rectify the breach to the satisfaction of the notifying party within 7-days of the notice, the notifying party may terminate this agreement by notice in writing.
(d) (Obligations upon termination) Upon termination any clause of this agreement that by its nature would reasonably be expected to be performed after the termination of this agreement will survive termination and if you owe any overdue Payments, these will be payable immediately.
14. GENERAL
14.1 GOVERNING LAW AND JURISDICTION
This agreement is governed by the law applying in Victoria, Australia. Each party irrevocably submits to the exclusive jurisdiction of the courts of Victoria, Australia and courts of appeal from them in respect of any proceedings arising out of or in connection with this agreement. Each party irrevocably waives any objection to the venue of any legal process on the basis that the process has been brought in an inconvenient forum.
14.2 WAIVER
No party to this agreement may rely on the words or conduct of any other party as a waiver of any right unless the waiver is in writing and signed by the party granting the waiver.
14.3 SEVERANCE
Any term of this agreement which is wholly or partially void or unenforceable is severed to the extent that it is void or unenforceable. The validity and enforceability of the remainder of this agreement is not limited or otherwise affected.
14.4 JOINT AND SEVERAL LIABILITY
An obligation or a liability assumed by, or a right conferred on, two or more persons binds or benefits them jointly and severally.
14.5 ASSIGNMENT
(a) Unless otherwise permitted in clause (b) below, a party cannot assign, novate or otherwise transfer any of its rights or obligations under this agreement without the prior written consent of the other party.
(b) Notwithstanding (a) above, either party may assign, novate or otherwise transfer any of its rights or obligations under this agreement by written notice and without the prior written consent of the other party, where such assignment, novation or transfer:
(i) is to a related body corporate of a party to this agreement as defined in s 50 of the Corporations Act 2001 (the Act); or
(ii) results in the individual(s) who are in control (as defined in s 50AA of the Act) of the party to this agreement continuing to have control over the new party to this agreement in which this agreement has been assigned, novated or transferred.
14.6 ENTIRE AGREEMENT
Subject to the application of any additional terms provided in relation to a particular Service, this agreement embodies the entire agreement between the parties and supersedes any prior negotiation, conduct, arrangement, understanding or agreement, express or implied, in relation to the subject matter of this agreement.
Terms and Conditions last updated 16 June 2026.
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